UB9
UB9 is built on purpose, disciplined execution, and uncompromising integrity. Our operating structure reflects those values.
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Rather than assembling a traditional payroll-heavy organization, UB9 engages experienced independent professionals across real estate, finance, underwriting, legal strategy, development, and business growth—each aligned with our mission and activated when capital deployment begins. This fractional model ensures that expertise is intentional, overhead is controlled, and decisions are made with long-term community impact in mind.
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Purpose guides who we align with.
Discipline governs how capital is preserved and deployed.
Integrity defines how work is performed and how trust is maintained.
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Each professional contributes within their field of mastery while maintaining their independent practice. This structure protects transparency, preserves flexibility, and ensures that when UB9 executes, it does so with institutional-grade standards and community-centered accountability.
The Operators
Investment Analyst
Nicholas Minor, MBA
Founder | Principal
Minor Major Capital (MMC)
+1 (443) 994-8659
Commercial RE GC
Denis serves as the Owner's Representative, bringing over 15 years of architectural experience, expertise in building codes, permitting, and a strong background in project management to advocate for UB9s best interests throughout the development process ensuring projects remain aligned with UB9s goals. Denis oversees development execution to protect timelines, budgets, and quality. Manages contractor coordination and project sequencing Monitors budget adherence and cost control Ensures milestone and delivery accountability Mitigates construction and operational risk
Nicholas transforms opportunities into data-driven decision frameworks. Conducts market research and financial modeling Screens acquisition and investment opportunities Prepares due diligence reports Supports capital deployment decisions with structured analysis Maintains financial discipline and reporting standards to protect member capital. Oversees financial reporting and accounting systems Ensures audit readiness and compliance integrity Monitors capital allocation and cash flow management Implements scalable financial controls
Chief Growth Officer
Kia builds scalable operating systems across portfolio companies and initiatives. CPA, M.S. Taxation INDUSTRY VERTICALS: Portfolio Operations · KPI Systems · Financial Strategy BIO CPA (California) with cross-functional expertise spanning finance, operations, HR, technology, and procurement. Leads portfolio growth strategy, KPI system development, and operator alignment across UB9 verticals. Develops performance measurement frameworks (KPIs) Aligns operators with growth strategy Implements cross-industry scaling systems Monitors portfolio-level performance standards
Community
Development
Director
To be announced
Ensures community engagement and workforce activation align with mission. Identifies training partners and instructors Develops job placement pipelines Tracks measurable impact (enrollment, graduation, placement) Strengthens community-based partnerships
Underwriter
To be announced
Underwriter evaluates risk and safeguards capital before deployment. Performs financial modeling and deal analysis Assesses collateral, downside protection, and risk exposure Establishes underwriting standards Prepares structured investment memoranda
General Counsel
To be announced
Provides legal structure and risk oversight to ensure every UB9 initiative operates with compliance and long-term protection. Designs entity structures and governance frameworks Drafts and reviews investment, partnership, and operating agreements Oversees regulatory and securities compliance Protects intellectual property and contractual integrity